HK PropertyIntel
Independent · Cap. 486

Audit Hong Kong Real Estate. Stop Relying Blindly on Agency Claims.

An independent, institutional-grade data terminal engineered to calculate core interbank valuation gaps, reveal hidden structural or land title issues, and restore total negotiation leverage to the property buyer.

CSDI Spatial Data Zero PII Retention HKMA Aligned

Core Capability Matrix

Five surgical modules. One unfair advantage.

HKMA DSR · 50% cap

Loan Retro-Engineer

Bypasses legacy stress-test assumptions. Instantly reverse-engineers true purchasing power and high-LTV limits matching current HKMA regulatory parameters.

Asset ValueHKD 9,200,000
DSR Cap50.0%
Max Loan
HKD 8.28M
LTV
90%
AVD Scale 2 · 6.5% luxury band

Stamp Duty Leviathan

Computes total upfront tax friction variables instantly. Seamlessly adjusts calculations across local first-time home buyers, multiple property entities, and non-resident investment vehicles.

Price BandAVD Scale 2
≤ 4MHKD 100
4M – 10M1.5%
10M – 100M3.0% – 4.25%
≥ 100M6.5%
Cap. 123 · Section 24

Title Deed Incumbrance Auditor

A protective data scanner that surfaces active court writs and outstanding unauthorized building modifications before you sign a provisional purchase agreement.

⚠ S.24 ORDER2024-08-11
Writ of SummonsCLEAR
⚠ Unauthorized canopyBD-PLAN/19
Outstanding chargeNIL
Counter-script generator

WhatsApp Agent Bluff Caller

Paste misleading broker pressure texts directly. Our dedicated language model matches the claim against true valuation shortfalls to generate 地道 (authentic) Cantonese or English pushback scripts.

"業主企硬 9.8M,今晚要落訂,遲咗有人搶。"
渣打估價得 8.95M,差額 8.6%。我哋出 9.0M,提供 24 小時時限。
Right-of-way · Ding scope

NT Village House Metric Lab

Unlocks the opaque village house sector. Audits right-of-way disputes, access layout anomalies, and structural boundaries across all New Territories sub-districts.

RoW disputeAccess OK

Data Source

CSDI · Land Registry

Bank Spread Coverage

8 Authorized Institutions

Regulatory Framework

HKMA · IRD · BD

Calculated via verified real-time CSDI spatial data frameworks and public land registry infrastructure mappings. No agent referral fees, no listing commissions, no broker incentives.